Virginia Insurance CE category requirements

How the 16 CE hours every 2 years breaks down by category for insurance producers in Virginia, sourced from the official board.

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16CE hours every 2 yearsVerify with board

Required categories

Annuity certification (one-time, annuity sellers) (conditional)
4h
Ethics
3h
Flood insurance (one-time, P&C sellers) (conditional)
3h
General CE
13h
Long-term care, initial (LTC sellers) (conditional)
8h
Long-term care, ongoing (LTC sellers) (conditional)
4h

Verified against official sources 2026-09-22: the SCC Bureau of Insurance CE requirements page and the Bureau's Annuity Suitability Best Interest Training FAQ (scc.virginia.gov, rev. 12/6/2021), plus 14 VAC 5-45-45(B) (Virginia Register Vol. 37 Iss. 23, Final, adopted 9/1/2021, eff. 3/1/2022) — annuity: a one-time 4-credit annuity suitability training course including the best-interest standard, completed before selling annuity products (agents licensed before 9/1/2021 who had already completed the prior 4-hour training needed only a one-time 1-hour best-interest course by 3/1/2022); SCC Bureau of Insurance Administrative Letter 2007-03, citing 14 VAC 5-200-205(E) — LTC partnership: 8 hours of initial training before selling a Partnership Policy, then at least 4 hours of ongoing training every 24 months. The 16/24-hour biennial totals, 3-hour ethics requirement, and birth-month renewal mechanics were reconfirmed in Va. Code 38.2-1866 and 38.2-1825.1. Flood: no separate Virginia statute/reg imposes the flood course — the 3-hour one-time flood training is the federal FEMA/NFIP minimum (same federal basis as Ohio), it is listed as a training requirement on the SCC CE page, and the Bureau issued a notice to licensees reminding them of the FEMA/NFIP minimums; the specific administrative-letter number for that flood notice was not located this turn, but no Virginia text contradicts the encoded value.

Official source: Virginia State Corporation Commission — Bureau of Insurance

⚠️Board rules change. Verify every figure against the official source before relying on it.

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