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Texas Insurance CE audits & penalties

What happens if a insurance producer misses CE requirements in Texas, and how the board checks compliance — sourced from the official board.

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Renewing with a CE deficiency triggers a fine of $50 per missing CE hour (capped at $500), and the deficient hours must still be completed. A license expired more than one year requires requalification (examination) and generally new fingerprints and a new application.Verify with board

How compliance is checked

No audit process appears in the available data. Keep your certificates regardless — boards can request proof of completion at renewal or during an investigation.

Official source: Texas Department of Insurance

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⚠️Don't learn this the hard way. Penalties are set by the board and can change — verify against the official source before relying on this summary.

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Audits & penalties — other professions in Texas

Insurance audits & penalties — other states