Michigan Insurance CE audits & penalties

What happens if a insurance producer misses CE requirements in Michigan, and how the board checks compliance — sourced from the official board.

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Michigan does not process resident producer renewals through NIPR; the producer license continues contingent on biennial CE compliance, with a 90-day restricted grace period under MCL 500.1204c. A lapsed producer license may be reinstated within 12 months without retaking the licensing examination.Verify with board

How compliance is checked

No audit process appears in the available data. Keep your certificates regardless — boards can request proof of completion at renewal or during an investigation.

Official source: NIPR - Michigan resident renewal requirements

⚠️Don't learn this the hard way. Penalties are set by the board and can change — verify against the official source before relying on this summary.

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