Washington Insurance CE audits & penalties

What happens if a insurance producer misses CE requirements in Washington, and how the board checks compliance — sourced from the official board.

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Late renewal is allowed up to 60 days after expiration, with a surcharge of 50% of the renewal fee (1-30 days late) or 100% (31-60 days late); the licensee may not transact insurance until the renewal or reinstatement is complete. If no late renewal is requested within 60 days, the license and all appointments are terminated; reinstatement is available from 61 days to 12 months at a 200% surcharge.Verify with board

How compliance is checked

No audit process appears in the available data. Keep your certificates regardless — boards can request proof of completion at renewal or during an investigation.

Official source: WAC 284-17-490, late renewal or reinstatement (official)

⚠️Don't learn this the hard way. Penalties are set by the board and can change — verify against the official source before relying on this summary.

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