South Dakota insurance CE courses

Curated courses matched to South Dakota’s producers renewal mandates — with prices, accreditation, and format. Plain listings, no affiliate markup.

10CE hours every 2 yearsBoard-verified 10-06-2026

Renewal: Last day of birth month every 2 years; new qualifications waived until first renewal (DOI CE page, ARSD 20:06:18:03).

Source: South Dakota Department of Insurance

Loading…

Mandated topics

TopicHoursFrequencyWho
Flood insurance (NFIP)CourseOne-timeP&C producers
Long-term care training4 hoursOne-timeProducers selling long-term care insurance
Annuity suitability / best-interest trainingCourseOne-timeProducers selling annuities

Flood insurance (NFIP) (Course, one-time)

Flood Insurance

360training · 3h · self-paced · State DOI approved (NFIP-aligned flood insurance course; approved for state insurance CE.)

Note: Covers NFIP policy forms, flood maps, zone determinations, and claims handling; the standard course for the federal flood training requirement.

NFIP Flood Insurance Training (FEMA)Free

FEMA · 3h · self-paced · FEMA NFIP (FEMA's free NFIP training for insurance professionals.)

Note: FEMA's free online NFIP training — recognized for the federal one-time flood training requirement in most states; confirm your DOI accepts it before relying on it.

Long-term care training (4 hours, one-time)

Long-Term Care Insurance — Initial Training

WebCE · 8h · self-paced · State DOI approved (WebCE insurance CE courses are approved by the South Dakota DOI; completions are reported to the state.)

Note: 8-hour initial LTC training covering suitability, policy features, and the agent's responsibilities before selling long-term care insurance.

Long-Term Care Insurance — Refresher

WebCE · 4h · self-paced · State DOI approved (WebCE insurance CE courses are approved by the South Dakota DOI; completions are reported to the state.)

Note: 4-hour ongoing LTC refresher for producers who already completed initial training; counts toward the renewal-period LTC requirement.

Annuity suitability / best-interest training (Course, one-time)

4-Hour Annuity Suitability and Best Interest Standards

WebCE · 4h · self-paced · State DOI approved (WebCE insurance CE courses are approved by the South Dakota DOI; completions are reported to the state.)

Note: Meets the NAIC-model 4-hour annuity best-interest training required before selling annuities; covers product types, suitability, and disclosure duties.

General electives

Fill your remaining hours with these board-accepted courses.

Ethics for the Insurance Services Practitioner

WebCE · 3h · self-paced · State DOI approved (WebCE insurance CE courses are approved by the South Dakota DOI; completions are reported to the state.)

Note: Covers duties to clients, insurers, and the public plus ethical decision-making; WebCE reports completions directly to the state DOI. WebCE has offered insurance CE since 1992 (phone support 877-488-9308).

Ethics for Insurance Professionals

360training · 3h · self-paced · State DOI approved (360training ethics courses are approved by the South Dakota Department of Insurance; credits are submitted to the state on completion with an instant certificate.)

Note: Scenario-based ethics training built for insurance producers; satisfies the standard 3-hour ethics requirement.

Flood Insurance

360training · 3h · self-paced · State DOI approved (NFIP-aligned flood insurance course; approved for state insurance CE.)

Note: Covers NFIP policy forms, flood maps, zone determinations, and claims handling; the standard course for the federal flood training requirement.

Life Insurance Concepts

WebCE · 7h · self-paced · State DOI approved (WebCE insurance CE courses are approved by the South Dakota DOI; completions are reported to the state.)

Note: Policy types, underwriting, beneficiary designations, and taxation basics for life producers.

Health Insurance Programs for Seniors

WebCE · 2h · self-paced · State DOI approved (WebCE insurance CE courses are approved by the South Dakota DOI; completions are reported to the state.)

Note: Medicare, Medigap, and senior-market health products; useful background for health-line producers.

Healthcare Options: HSAs, FSAs, HDHPs, QSEHRAs

WebCE · 4h · self-paced · State DOI approved (WebCE insurance CE courses are approved by the South Dakota DOI; completions are reported to the state.)

Note: Consumer-directed health plans and account-based coverage — a current topic for health producers.

Fixed Annuities

WebCE · 4h · self-paced · State DOI approved (WebCE insurance CE courses are approved by the South Dakota DOI; completions are reported to the state.)

Note: Fixed annuity contract features, crediting methods, and suitability; pairs with the annuity mandate course.

Employer Practices

360training · 6h · self-paced · State DOI approved (360training general CE course approved for state insurance CE.)

Note: Employment practices liability, workplace exposures, and coverage triggers for commercial clients.

Complete renewal bundles

One purchase covering your full 10-hour renewal — usually cheaper than buying courses individually.

All Lines Total Access CEBundle

Kaplan Financial Education · 10h · self-paced · State DOI approved (Kaplan Financial Education insurance CE library approved for South Dakota CE.)

$69.00per year; unlimited coursesView course →

Note: One purchase covers your full 10-hour renewal: 365 days of unlimited access to Kaplan's South Dakota-approved library, including ethics, law updates, and electives. Kaplan has provided insurance education for 80+ years.

Free options

Accredited free courses. Note: free options rarely cover state-specific mandates — verify each mandate is satisfied.

NFIP Flood Insurance Training (FEMA)Free

FEMA · 3h · self-paced · FEMA NFIP (FEMA's free NFIP training for insurance professionals.)

Note: FEMA's free online NFIP training — recognized for the federal one-time flood training requirement in most states; confirm your DOI accepts it before relying on it.

Frequently asked questions

How many CE hours do South Dakota insurance producers need?

South Dakota insurance producers need 10 CE hours every 2 years.

What are the mandatory CE topics for South Dakota insurance renewal?

Requirements include flood insurance (nfip) (Course); long-term care training (4 hours); annuity suitability / best-interest training (Course). See the mandated topics table above for the full list.

When is the South Dakota insurance CE deadline?

Last day of birth month every 2 years; new qualifications waived until first renewal (DOI CE page, ARSD 20:06:18:03).

How are South Dakota insurance CE completions reported?

Most national providers report your completed hours directly to the state department of insurance. Keep your completion certificate until the credits appear in the state's records.

Disclaimer: CECourse is not affiliated with, endorsed by, or sponsored by any course provider listed on this page. We do not control provider pricing, course availability, content, accreditation status, or board reporting — all of which may change without notice. Course listings are curated for convenience and were last verified on 10-06-2026. Requirements change — always verify current mandates with the South Dakota Department of Insurance. CECourse does not guarantee that any listed course satisfies your specific renewal requirements.

Other states

South Dakota producers license requirements →